jcab.ai
North Star
Path to $1B
Net worth today
$4.00M
Placeholder — confirm in PFS
To $1B
$996.00M
Gap to close
Fastest path (40%)
15yr 4mo
2042 target year
Base path (25%)
22yr 6mo
2049 target year
Trajectory to $1B
$50,000/mo contribution
15% blended (slow)25% blended (base)40% blended (aggressive)
Required CAGR — 15 yrs
44.5%
To hit $1B by 2041
Required CAGR — 20 yrs
31.8%
To hit $1B by 2046
Required CAGR — 25 yrs
24.7%
To hit $1B by 2051
Top levers this month
  • 01
    Drive Tampa NPM from 10% → 12%
    Compounded over 5 yrs = roughly +$3-5M to net worth via faster buyout payoff + bigger distributions.
  • 02
    Accelerate David buyout
    Every $1 to David removes ~25% drag on future distributions. Frees up distribution policy for stocks/RE.
  • 03
    Open WPB on schedule
    Adds 3rd revenue stream + unlocks Dallas trigger ($1.5M reserves → next market).
Coming soon — Live levers will be auto-generated from Claude API once Plaid + QuickBooks data flows are live (week 2-3). The current 3 levers are placeholders informed by the growth plan model.
Charitable giving — placeholder
Reminder: think about who/what to give and what % feels right. No annual target until stocks > $1M.